Free tool · no-show and payment delay included
Calculate what you'd earn as a closer
The numbers going around range from $3,000 to $25,000 per month, without ever specifying the context. Here you enter YOUR conditions: the simulator gives the gross, a net range by status, and what you'd actually collect in the first 3 months.
The mission's conditions
The result updates with every change. Nothing is sent or stored: everything is calculated in your browser.
Your estimate at cruising speed
$2,700gross per month
i.e. about $1,674 to $1,944 net as 1099 contractor
Self-employment tax (15.3%) plus federal and state income tax, before deductions. Indicative estimate (rates updated in January 2026), not tax advice.
Where this number comes from
- Appointments scheduled
- 40
- Appointments held (no-shows deducted)
- 30
- Sales closed
- 4.5
- Revenue generated
- $18,000
- Commission
- $2,700
- Income per appointment held
- $90
Your first 3 months, in your bank account
Gradual ramp-up (45%, 80%, 100%) and first commission collected 45 to 60 days after the sale: nobody shows this, yet it explains half of the dropouts.
| Month 1 | Month 2 | Month 3 | |
|---|---|---|---|
| Sales | 2 | 3.6 | 4.5 |
| Commission generated | $1,215 | $2,160 | $2,700 |
| Collected this month | $0 | $0 | $1,215 |
Plan the cash to get through these first weeks: that's the real entry ticket to the job.
Mission not viable as is
With these conditions, you'd earn $2,700 per month. Below $5,000, a mission rarely becomes a priority over others, and many closers drop it between week six and week ten. Here's what it would take to change that:
75 appts / month
Volume lever, at constant commission
Volume first
You'd need 28% commission: off-market. It's the appointment volume that has to go up.
How this calculation is built
The simulator starts from scheduled appointments and first removes no-shows: 40 appointments in the calendar with 25% absent make 30 appointments actually held, and that's where your closing rate applies. Sales × average ticket give the revenue generated, your commission applies to it, and any fixed pay is added. The net is then estimated by status from rates updated in January 2026. Most calculations going around forget the no-show and present the gross as a salary: that's exactly the gap between closing school promises and observed income.
Why volume matters more than commission
Two commission points can be negotiated, an empty calendar can't. At a $4,000 ticket and 15% closing, each appointment held is worth about $90 to the closer: going from 25 to 40 appointments held changes your month far more than going from 15 to 17% commission. That's why the first question to ask a recruiter isn't "how much do you pay" but "how many qualified appointments do you provide, and where do they come from". A serious mission shows its volume, its lead source and its no-show rate: if they refuse to give them to you, the commission figure means nothing.
The wait before your first payment
It's the blind spot of every income calculation: between your first sale and your first transfer, 45 to 60 days go by. The sale closes mid-month, the invoice goes out at month end, it's paid at 30 days, and some contracts add a waiting period to verify customer payments. Add the ramp-up of the first weeks and you understand why so many closers give up in the second month: not because the job doesn't pay, but because they hadn't planned the cash to hold on until the first transfer.
Frequently asked questions
Where do the ranges used by the simulator come from?
They're market observations: the tickets, commissions and closing rates we see in job posts and industry discussions, not MyCloser statistics yet. They serve as a realistic starting point. If you have a real proposal in front of you, replace each benchmark with the announced numbers: the result is only worth something if the inputs are yours.
Why is the net a range and not a single number?
Because it depends on your status and your situation. As a 1099 contractor, self-employment tax takes 15.3% before federal and state income tax, which vary with your state and household. As a W-2 employee, taxes are withheld at source and you keep fewer deductions. Through an LLC taxed as an S-corp, the salary and distribution split changes the outcome. The tool shows an honest range per status rather than a falsely precise number.
Why do I collect almost nothing in the first two months?
Two mechanics add up. First the ramp-up: on a new offer, you close at 45% of your level in the first month, 80% in the second. Then the payment delay: sale at month end, invoice at 30 days, sometimes a contractual waiting period, i.e. 45 to 60 days between your first sale and the first transfer. Plan your cash accordingly.
What's a normal no-show rate?
Between 15 and 25% of scheduled appointments, depending on the lead source and the quality of reminders. Below 15%, the ecosystem is very well run. Above 30%, it's no longer your closing problem but an upstream qualification problem: ask how appointments are generated and confirmed before accepting the mission, otherwise you'll work for free one day out of three.
What's the best lever to earn more?
The volume of appointments held, almost always. A commission going from 15 to 18% adds 20% income; a calendar going from 25 to 40 appointments held raises it by 60%. Look for missions with proven volume and a sufficient ticket rather than negotiating two commission points on an empty calendar. MyCloser job posts show these numbers before you apply.
Does the result speak to you?
Missions posted on MyCloser show the appointment volume, ticket and commission before you apply: exactly the numbers in this simulator.